Job Description
Job DescriptionMortgage Loan Officer Q Kapital Group
Location: Miami, FL
Type: Full-Time | On-site / Hybrid
Compensation: Salary + Commission or Full Commission (no cap)
About Q Kapital Group
Q Kapital Group is a Miami-based mortgage lender specialized in Foreign National, Domestic, Non-QM, DSCR, and Commercial loans. We serve international buyers, U.S. residents, investors, and developers across South Florida, offering flexible financing solutions for residential and commercial real estate.
Why Join the Q Kapital Team
- Preferred lender relationships with national developers such as Lennar and DR Horton
- Direct access to luxury condominium projects across Miami, Brickell, Sunny Isles, Bal Harbour, Aventura, and Downtown
- Participation in top real estate and construction networking events, including The Real Deal events and FAMP conferences
- Steady flow of qualified domestic and international leads
- Opportunity to originate residential and commercial loans
- Strong brand recognition in niche and complex loan structures
- In-house processing and execution support so LOs focus on production
- Clear growth path with flexible compensation options
OPTION 1: Junior / Entry-Level Mortgage Loan Officer
(No experience required)
Responsibilities
- Support senior LOs with residential and commercial loan origination
- Learn Foreign National, Domestic, Non-QM, DSCR, and Commercial products
- Assist with client communication, documentation, and follow-ups
- Support pipeline management and deal execution
Requirements
- Florida MLO license or willingness to obtain
- Strong communication and organizational skills
- Sales mindset and willingness to learn
- English/Spanish preferred
Compensation
- Base salary + commission, or
- Full commission after ramp-up
OPTION 2: Senior Mortgage Loan Officer
(Experience required)
Responsibilities
- Originate and close residential and commercial mortgage loans
- Advise domestic, foreign national, and investor clients
- Structure Non-QM, DSCR, and commercial transactions
- Build and manage relationships with realtors, developers, attorneys, and investors
- Meet monthly and quarterly production goals
Requirements
- Active Florida MLO license (NMLS)
- 2+ years mortgage origination experience
- Experience with Non-QM, DSCR, Foreign National, or Commercial loans preferred
- Bilingual English/Spanish required (Portuguese a plus)
Compensation
- Salary + commission, or
- Full commission (high splits, no cap)
Q Kapital Group offers a professional, entrepreneurial platform for loan officers seeking deal flow, execution, and growth in both residential and commercial lending.
Flexible work from home options available.