Job Description
Job Description
South Florida (Hybrid) | Full Time, Commission-Based
Job Description
Associated Mortgage Bankers Loan Officers provide a high-touch, concierge-level mortgage experience supported by a modern digital platform. In this role, the Mortgage Loan Originator will guide clients from initial inquiry through closing, presenting tailored financing solutions and maintaining trusted relationships with real estate partners. This position is ideal for proactive relationship builders who communicate clearly, move with urgency, and uphold exceptional file quality and compliance standards.
Responsibilities
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Respond promptly to leads from pre-qualification forms, online applications, and referral partners
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Evaluate borrower goals and present customized financing options across conventional, jumbo, and specialty programs
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Structure loan scenarios and lock pricing in accordance with underwriting guidelines and client objectives
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Collect and review documentation to expedite approvals, setting clear expectations on timelines and conditions
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Manage a full pipeline from application through funding with proactive communication at every stage
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Collaborate with processors, underwriters, and closers to resolve conditions efficiently
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Build and maintain relationships with real estate agents, developers, and past clients to generate ongoing referral business
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Maintain clean files, accurate disclosures, and detailed notes in the LOS and CRM systems
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Ensure strict adherence to all state, federal, and NMLS regulatory requirements
Qualifications
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Active NMLS license in Florida (or ability to obtain promptly); clean regulatory record
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Minimum two years of front-end origination experience; luxury and investor market experience preferred
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Proficiency with conventional (FNMA/FHLMC) and jumbo products; familiarity with FHA, VA, and Non-QM lending
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Strong consultative approach: discovery, scenario design, and clear communication
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Excellent organization and time management; able to manage a high-volume, detail-intensive pipeline
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Tech-savvy and comfortable operating in a digital-first environment
Preferred Experience
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Working knowledge of nCino, Optimal Blue, and Encompass
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Established referral network or book of business
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Multilingual capabilities
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Experience in high-balance, second home, and investor financing
Support Provided
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Access to a full suite of competitive loan products, including luxury, investment, and specialty financing
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Streamlined, technology-driven application process for enhanced borrower experience
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Integrated referral network through luxury partners
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Hybrid work structure offering flexibility and autonomy
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Dedicated marketing, branding, and operational support from an experienced in-house team
Compliance Statement
Associated Mortgage Bankers, Inc. (NMLS #24794) is licensed by the Florida Office of Financial Regulation, Mortgage Lender License MLD534.
Employment is at will and contingent upon maintaining active NMLS registration and compliance with the SAFE Act and all applicable state and federal lending regulations.
Associated Mortgage Bankers, Inc. is an Equal Opportunity Employer. All employment decisions are made without regard to any protected status under federal, state, or local law.