Mortgage Loan Officer

Paramount Residential Mortgage Group - Team Adams

Cape Coral, FL, USA

Published: 6/14/2022

Full Time

Job Description

Cape Coral Office Access (Hybrid)

PRMG is seeking a motivated and experienced Mortgage Loan Officer to serve as the preferred in-house lender at a new real estate office opening in Cape Coral this September.

This commission-only role offers a rare hybrid model — combining remote flexibility with in-office presence to build relationships with real estate agents and gain access to walk-in referrals. You’ll still have the autonomy to work your own book of business and grow external relationships, but with the added advantage of being the preferred lender at this office.

What We Provide

Commission-only model with top-tier payouts
Hybrid structure: remote flexibility + in-office presence for referral access
In-house processing, underwriting, closing, and funding
Fast 24–48 hour turn times
Manual underwriting down to 580 FICO
Scenario desk for challenging loans
Optional full benefits package (medical, dental, vision, 401(k))
Marketing tools and support to grow your local presence

Loan Products

Conventional, FHA, VA, USDA, Jumbo
FHA & VA down to 550 FICO
0% down FHA
Florida Bond & DPA Programs
1-Year Tax Return Programs
Construction-to-Perm (One-Time Close)
Non-QM: Bank Statement, DSCR, Portfolio, 1 Day Out of Foreclosure

Compensation:

$90,000 - $150,000 yearly

Responsibilities:

Visit the site weekly to maintain agent relationships and support the Cape Coral real estate office
Originate residential mortgage loans from both internal and external referral sources
Advise clients on mortgage products and guide them through the loan process
Collaborate with processors and underwriters to ensure smooth closings
Comply with all state, federal, and company regulations
Maintain relationships with realtors, builders, and community partners

Qualifications:

What We’re Looking For

Active NMLS license
At least 2 years of recent mortgage origination experience
Ability to build and maintain referral relationships
Self-starter with a strong work ethic and attention to detail
Comfortable with both remote and in-office client interaction
Strong communication and follow-up skills

About Company

Founded in 2001, PRMG is one of the largest independently owned mortgage lenders in the country. With over 90 branches and licensing in 47 states, we are consistently recognized as one of the Best Companies to Work For in America.

We offer:

Top-tier commission payouts
24–48 hour underwriting & processing turn times
In-house support from submission to funding
Full suite of loan programs: FHA, VA, USDA, Conventional, Jumbo, Construction-to-Perm, and Non-QM (including bank statement, DSCR, 1-day out of foreclosure)
Scenario desk and underwriting access
Optional full benefits (health, vision, dental, 401(k)

We’re built by originators, for originators — and we’re here to help you grow your business with the freedom and support you deserve.