Final Expense Life Insurance Telesales Agent (1099 | Commission Only)

Job Description

Job DescriptionFinal Expense Life Insurance Telesales Agent (1099 | Commission Only)
This is a business opportunity, not a traditional job.

We are seeking driven, disciplined individuals who want to build a high-income life insurance business in the Final Expense market. This is a 100% commission, 1099 broker role for full-time professionals who are committed to long-term financial success and are willing to invest in themselves.

If you are looking for hourly pay, part-time work, or a “side hustle,” this role is not a fit.

What You’ll Be Selling

• Final Expense Life Insurance
  

• Phone-based (telesales) model
  

• Helping families protect loved ones from end-of-life expenses with dignity and care
  

Licensing Requirements

• Agents must be licensed in 6 states
  

• If not currently licensed, we provide guidance and support for completing state-mandatory pre-licensing courses
  

• Licensing and appointment timelines must be met promptly
  

Compensation Structure

• 100% commission
  

• 1099 independent contractor
  

• No salary, no hourly pay
  

• Unlimited earning potential
  

Average earnings (new, non-experienced agents):

• $4,000 – $8,000 per month
  

High performers (trained and consistent):

• $20,000+ per month
  

• Earnings are based on earned income, not APV
  

Carriers You’ll Work With

You’ll have access to multiple top-tier, A+ rated carriers, including:

• Mutual of Omaha
  

• Foresters
  

• Royal Neighbors
  

• AIG / Corebridge
  

• And other highly respected national carriers
  

RequirementsLeads & Investment

• Agents purchase their own leads through our proven lead generation system
  

• This system provides access to high-intent “A” leads
  

• This role requires a financial investment in leads, licensing, and business setup
  

We teach you how to work the system profitably, but ownership and responsibility stay with you.

Who We’re Looking For

This opportunity is ideal for individuals who have:

• Strong critical thinking and problem-solving skills
  

• A high work ethic and personal accountability
  

• A deep desire for financial growth and independence
  

• Coachability and the ability to follow proven systems
  

• Emotional maturity and professionalism when working with families
  

Commitment Expectations

• Full-time only
  

• No part-time, side gigs, or divided focus
  

• Willingness to treat this as a real business, not a temporary role
  

BenefitsWhy This Opportunity

• Proven systems and structured training
  

• Access to high-quality carriers and lead sources
  

• Clear income path for motivated producers
  

• True ownership over your schedule, income, and growth
  

If you’re ready to build—not clock in—and you’re willing to invest in your future, we’d love to connect.

Serious applicants only.