Job Description
Job Description
Responsible for facilitating the mortgage lending process by providing expert guidance and support to clients seeking home and 1-4 family investment property financing solutions. By leveraging in-depth knowledge of mortgage products and market trends, the Residential Lending Officer aims to deliver tailored financing options that meet clients' needs and financial goals.
Key Responsibilities
- Collaborates with management to identify target markets and refine product offerings based on market insights.
- Evaluates and processes mortgage loan applications, assessing borrower creditworthiness and financial stability to determine loan eligibility.
- Works closely with underwriting teams to ensure that loan applications meet all regulatory and internal standards.
- Addresses any issues or discrepancies that arise during the underwriting process to expedite loan approvals.
- Ensures all necessary documentation is collected and maintained in accordance with regulatory requirements and internal policies.
- Maintains regular communication with clients throughout the mortgage process, providing updates and addressing any questions or concerns.
- Manages a pipeline of mortgage applications, tracking progress and ensuring timely processing from origination to closing.
- Other duties: Perform other duties as assigned by leaders
Requirements/Preferred Experience:
- Knowledge and understanding of Residential Loan Programs, Documentation, and Compliance.
- Bachelor's Degree in Finance or related field
- 1-2 Years of experience
Technical Knowledge and Skills:
- Excellent communication and writing skills.
- Proficient with Encompass and Microsoft Office.
- Excellent time management skills with a proven ability to meet deadlines.
- Strong mathematical skills needed.
As a Drug-Free Workplace, we prioritize the safety and well-being of our employees. Applicants selected for hire will be required to pass a pre-employment drug test and background check in accordance with company policy.