Underwriter Assistant (Property)

Job Description

Job Description:

Join our dynamic and growing team at Gridiron Insurance!

Gridiron Insurance provides custom and specialized products to unique segments of the insurance marketplace. We deliver exclusive coverage with creative and adaptable insurance solutions. Our mission is to offer a stable, dedicated, and professional approach to underwriting, ensuring value in every insurance transaction. Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

Essential Duties and Responsibilities include, but are limited to the following:

• Rates business according to company underwriting and pricing guidelines within individual underwriting authority limits and ensure standards for timeliness are met.
• Develops on-going relationships with agents, monitors profitability and quality of submissions, and keeps agents up to date with underwriting and/or product changes.
• Examine documents such as application forms, inspection reports, insurance maps and past claims to determine degree of risk from such factors as applicant financial standing, business operations, loss experience, and value and condition of property, inventory, and equipment.
• Establishes types and limits of coverage to be provided.
• Calculates standard rates and premium charges by using approved formulas and tables.
• Consults with field representatives, insurance agents, or brokers and other insurance or inspection companies to obtain further information, quote rates, or explain company underwriting policies.
• Other miscellaneous tasks/responsibilities.

Qualifications:

• Bachelor’s Degree (B.A.) from an accredited four-year college or university.
• Apply critical thinking and problem-solving skills to recognize problems, evaluate alternatives, and find solutions.
• Strong customer orientation, excellent interpersonal skills, communicates tactfully and candidly.
• Established ability in facilitating and building relationships.
• Basic Insurance Knowledge is a plus.