Senior Risk Advisor (Commercial Real Estate Insurance)

Job Description

In-office job in Sarasota Florida.

Salary up to 170s.

Our client, a nationally renowned commercial real estate development firm, is seeking a Senior Risk Advisor to oversee and elevate its enterprise-wide risk strategy.

This high-impact role focuses on risk identification, contract and policy analysis, exposure assessment and the structuring of comprehensive insurance programs that span across a vast and diverse real estate portfolio.

The ideal candidate possesses 7+ years of corporate risk experience in commercial insurance, particularly with complex real estate holdings

RESPONSIBILITIES

• Portfolio Risk Analysis: Lead the identification, assessment, and quantification of risk across retail, hospitality, mixed-use, and auto-related commercial holdings.
• Claims Oversight: Analyze claim trends (e.g., slip-and-fall, construction, workers' compensation) and collaborate with internal adjusters and TPAs to implement proactive strategies and reduce total cost of risk.
• Coverage Design: Structure and advise on insurance placements including general liability, workers’ compensation, property, builder’s risk, environmental, cyber, and umbrella programs.
• Policy & Contract Review: Interpret and assess leases, service contracts, indemnification clauses, and policy language to ensure optimal risk transfer and compliance.
• Strategic Risk Transfer: Recommend alternative risk financing and self-insurance strategies based on market conditions and corporate risk tolerance.
• Program Leadership: Coordinate renewals, audits, and broker engagement, ensuring continuity, competitiveness, and accuracy in all placements.
• Cross-Functional Collaboration: Serve as the internal advisor to leadership, legal, property management, construction, and development teams on all risk-related matters.
• Vendor & Broker Relations: Maintain strong partnerships with external carriers, brokers, adjusters, and claims consultants.
• Reporting & Compliance: Oversee insurance data management, including property schedules, loss runs, policy terms, and risk register documentation.
• Team Oversight: Lead a small internal risk team, including an assistant and support staff, with an emphasis on continuous improvement and knowledge development.

EXPERIENCE REQUIREMENTS

• Bachelor's degree required
• CPCU, ARM or similar designation preferred.
• 7+ years in commercial insurance, risk advisory or corporate risk management (real estate sector strongly preferred).
• Commercial real estate exposures and relevant coverage lines, including layered property, WC with high deductibles and liability programs.
• Assessing contracts, policy forms and risk implications with precision.
• Working with national or large-scale insurance programs.
• Claims management, renewal strategy, risk modeling and vendor/broker negotiation.