Job Description
Ascendo is excited to present this opportunity in the banking industry. We are looking for a sharp, career-minded individual to step into this amazing opportunity with a financial institution that is on an upward trajectory. This role is perfect for a dedicated professional who brings a sophisticated background in local community banking and a high level of technical proficiency in commercial real estate lending. The ideal candidate will possess a proven track record of evaluating complex financial data and a deep familiarity with the Florida commercial property landscape, ensuring every risk is measured with precision and expertise.
Responsibilities:
- Synthesize complex financial statements and cash flow data to evaluate the stability of potential and current borrowers.
- Generate comprehensive internal risk assessments and lending recommendations to support the loan approval process.
- Manage a diverse portfolio of existing accounts to ensure ongoing adherence to institutional risk guidelines and regulatory standards.
- Partner with internal stakeholders to uphold the highest levels of accuracy in the bank's asset quality and risk mitigation strategies.
- Formulate detailed projections and ratio analyses to determine the long-term viability of commercial real estate investments.
Qualifications:
- 2+ years in credit assessment specifically within the commercial real estate sector.
- Prior experience performing financial analysis within a community-focused banking environment.
- Advanced capability in drafting formal credit memorandums and presenting findings to decision-makers.
- Exceptional aptitude for identifying financial trends and solving intricate credit-related challenges.
- Strong commitment to maintaining rigorous risk management protocols and internal policy compliance.
Benefits:
- Highly competitive annual compensation
- Flexible hybrid work arrangement balancing office and remote productivity
- Robust health and wellness coverage
- Employer-supported retirement planning
- Collaborative culture focused on professional advancement
ALL RESUMES RECEIVED WILL REMAIN HIGHLY CONFIDENTIAL AND NOT RELEASED TO ANYONE WITHOUT YOUR CONSENT.