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Deputy BSA Officer

CEX.IO
locationMiami, FL, USA
PublishedPublished: 6/14/2022
Full Time

Job Description

Job DescriptionSalary:

This role is responsible for ensuring that our compliance infrastructure fully aligns with U.S. regulatory requirements, including those established by FinCEN and OFAC.

The ideal candidate should have hands-on experience with execution and possess a deep understanding of the compliance landscape for fintech companies or digital asset platforms.


Key Tasks:

  • Oversee the execution and optimization of a risk-based BSA/AML/CTF program.
  • Deliver high-quality reporting to executive stakeholders on program effectiveness and risk posture.
  • Maintain and regularly update compliance policies and procedures in accordance with state and federal guidelines.
  • Monitor and analyze complex scenarios related to customer due diligence, PEP exposure, adverse media, and other high-risk indicators.
  • Ensure regulatory filings (SARs, CTRs) are completed accurately and on time.
  • Manage transaction monitoring and alert review workflows to ensure timely escalation of suspicious activity.
  • Lead internal compliance audits, identify control gaps, and drive remediation plans as well as involvement in regulatory examinations
  • Coordinate responses to law enforcement inquiries and legal requests.
  • Conduct enterprise-wide compliance training and maintain a culture of regulatory awareness.
  • Oversee annual risk assessments to evaluate exposure across products, services, and user demographics.
  • Ensure timely renewal of relevant registrations and licensing obligations (e.g., NMLS, MLO).
  • Partner with Legal, Tech, and Revenue teams to enhance fraud prevention and risk mitigation systems.

Requirements:

  • BSA/AML compliance experience in fintech, MSBs, crypto, or traditional financial services.
  • Strong working knowledge of BSA, AML, OFAC, and FinCEN frameworks and expectations.
  • Experience managing investigations tied to higher-risk users, complex financial flows, or cross-border activity.
  • Familiarity with AML systems, case management tools, and regulatory reporting protocols.
  • Certifications such as CAMS, CRCM, or equivalent are highly preferred.
  • Excellent analytical, organizational, and communication skills.
  • Prior exposure to blockchain-based transactions or digital asset risk models is a plus.


remote work

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