Job Description
📍 Hybrid | CECL & Credit Risk Modeling Manager | Up to $180K + Bonus
Are you an expert in CECL, allowance modeling, and credit loss forecasting? We're hiring a CECL & Credit Risk Modeling Manager to lead the estimation and analysis of credit loss reserves, with direct exposure to executive leadership, risk committees, and auditors.
This is a high-impact hybrid role for someone who thrives in both independent and cross-functional environments, with strong technical expertise in accounting standards, credit risk models, and regulatory compliance.
What You’ll Do
- Lead the CECL process, including allowance calculation, model execution, analysis, and quarterly forecasting.
- Present quarterly CECL results and assumptions to executive and risk committees.
- Run and interpret credit models (PD/LGD), stress tests, and portfolio analytics to inform decision-making.
- Prepare, maintain, and document CECL methodologies, assumptions, and model governance materials.
- Collaborate with internal teams, auditors, and regulators to support end-to-end CECL transparency.
- Identify opportunities to automate and streamline reporting and analytics processes.
- Interpret data trends across individual loans and entire portfolios to assess risk exposure.
- Stay current on ASC 326, credit risk factors, and relevant banking regulations.
What We’re Looking For
- 5–7 years of experience in accounting, audit, corporate finance, or credit risk—preferably within a financial institution.
- Deep understanding of CECL (ASC 326), allowance modeling, and financial reporting requirements.
- Strong analytical and statistical skills, with the ability to clearly present data and trends.
- High proficiency in Excel, Access, and credit modeling tools (Moody’s Impairment Studio, RiskCalc, etc.).
- Excellent communication skills and the ability to collaborate across departments.
- Experience working with regulators, auditors, and senior management on credit or financial reporting matters.
Why Join
- Competitive base salary up to $180,000 with 20% bonus potential
- Hybrid work model offering flexibility and work-life balance
- Exposure to high-level decision-making and regulatory initiatives
- A chance to lead a critical function in a stable and growing financial environment